Brokers are paid commission by the insurer. Most do not say how much. Ours is written on every recommendation, next to the premium, before you decide.
Tick what your business genuinely has right now — not what you assume is bundled in somewhere. Nothing is sent anywhere; this runs in your browser.
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A prompt list, not a recommendation. What you need depends on your contracts, your balance sheet and your appetite — which is what the free review is for.
Everything before a claim is paperwork. We handle claims in-house rather than passing you to the insurer's line, and the person who placed the policy is the person who argues about it.
“They showed us the commission next to the premium. Nobody had ever done that and now I would not use a broker who does not.”
“Our BI indemnity period was twelve months on a building that would take twenty to replace. They caught it at the first review.”
“The claim was declined. They took it apart, resubmitted, and it was paid six weeks later.”
We will read it and tell you what is missing, what is over-insured and what your current broker is earning. No obligation to move.